Consumer Protection Library

We don't just verify pros. We educate homeowners.
Read our forensic guides to avoid the most common contractor scams.

🚨Risk: Critical

The 'Double Payment' Trap: Mechanics Liens

How you can pay your contractor in full and still lose your house to a supplier lien.

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💸Risk: High

The Deposit Trap

Why paying 50% upfront is a red flag, and how insolvent contractors use your money to pay past debts.

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📜Risk: High

The Permit Paradox

Why contractors ask YOU to pull the permit (and why it makes you liable for their mistakes).

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👻Risk: Critical

Ghost Identity Fraud

How contractors hide behind dissolved LLCs to evade lawsuits and warranties.

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🛡️Risk: Medium

The COI Loophole

Your contractor has insurance paper, but are you actually covered? Decoding the Certificate of Insurance.

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⛓️Risk: High

Subcontractor Risk

You hired a pro, but 5 strangers showed up. The dangers of unvetted labor chains.

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🪵Risk: Medium

Material Bait & Switch

You paid for Copper, you got PEX. You paid for Cedar, you got Pine. How to spot the swap.

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📝Risk: High

The 'Scope Creep' Loophole

How vague contracts lead to massive 'Change Orders' mid-project.

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🗑️Risk: Medium

Worthless Warranties

A 'Lifetime Warranty' from a company that goes bankrupt in 2 years is worth zero.

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Risk: Low

Review Fraud

Bot farms, family members, and 'Review Gating'. Why 5-stars might be a lie.

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📢Risk: Medium

Upsell Scams

The 'While I'm Here' tactic. Unnecessary repairs sold under high pressure.

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📸Risk: Low

IP Theft

That portfolio photo? It's from Pinterest. How to reverse-image search your contractor.

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