The 2025 Siding ROI Report: What It Costs vs. What You Get Back
Will new siding pay for itself? We analyze the 2025 ROI numbers for Vinyl and Fiber Cement in the Midwest.
Siding ROI: The "Curb Appeal" Cash-Out
In 2025, curb appeal isn't just vanity; it's equity. Unlike a kitchen remodel (which can be subjective), new siding is functional, visible, and universally valued by buyers.
Here is the breakdown of what new siding costs and what it actually puts back in your pocket.
The Payback Numbers (Midwest / National Avg)
| Material | Avg Cost (2,000 sq ft) | Resale Value Add | ROI % |
|---|---|---|---|
| Vinyl Siding | $12,250 | $11,800 | ~96.5% |
| Fiber Cement | $20,000 | $17,000 | ~85% |
| Stone Veneer | $35,000 | $32,000 | ~91% |
Data averaged from 2025 cost-vs-value reports including Zonda and Angi.
Why Vinyl Has the Higher % ROI
Vinyl is cheap. Because the upfront cost is so low (~$4-$8/sq ft installed), it is easier to recoup nearly the entire investment. If you spend $12k and your home value goes up by $11k, you basically lived with a brand-new looking house for free.
Why Fiber Cement Has the Higher Dollar ROI
While the percentage is slightly lower, the raw dollar increase in home value is often higher with Fiber Cement. High-end buyers (homes >$500k) expect Fiber Cement. Putting Vinyl on a $700k house can actually lower its value.
The "Hidden" ROI: Energy Savings
New siding implies new insulation. Most reputable contractors in 2025 install a layer of rigid foam insulation (R-Value 3-5) under the siding.
- Annual Savings: ~$200 - $400 on HVAC.
- Comfort: No more drafts through the walls.
The Verdict: Flip vs. Forever
- Selling Soon? Install Vinyl. It gets you the highest % return and makes the inspection pass.
- Staying Put? Install Fiber Cement. You get the durability, the premium look, and you won't have to look at warped plastic every day.
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